Personal Loans Made Simple

Get the funds you need with competitive rates and flexible terms

2M+
Happy Customers
$15B+
Loans Funded
4.8★
Customer Rating
5 min
Application Time

Choose Your Loan Type

Find the perfect loan solution for your financial needs

Personal Loans

Flexible financing for life's unexpected expenses

APR Range
6.99% - 25.99% APR
Loan Amount
$2,000 - $100,000
  • No collateral required
  • Fixed monthly payments
  • Quick approval process
Apply Now

Debt Consolidation

Simplify your finances by combining multiple debts

APR Range
6.99% - 19.99% APR
Loan Amount
$5,000 - $100,000
  • One monthly payment
  • Potentially lower rates
  • Pay off debt faster
Apply Now

Home Improvement

Fund your home renovation or improvement projects

APR Range
7.99% - 22.99% APR
Loan Amount
$2,000 - $75,000
  • No home equity required
  • Fast funding
  • Flexible terms
Apply Now

Simple Application Process

Get your loan in just a few easy steps

1

Apply Online

Complete our secure online application in just 5 minutes

2

Get Approved

Receive an instant decision and review your loan terms

3

Review & Sign

Review your loan agreement and sign electronically

4

Get Funded

Receive your funds as soon as the next business day

Qualification Requirements

Age Requirement

Must be 18 years or older

Credit Score

Minimum credit score of 580

Income

Verifiable source of income

Bank Account

Valid U.S. bank account

Ready to Get Started?

Join thousands of satisfied customers who chose LoanHub for their personal loan needs.

Checking your rate won't affect your credit score

Frequently Asked Questions

How long does the application process take?

The online application takes about 5 minutes to complete. You'll receive an instant pre-approval decision, and funding typically occurs within 1-3 business days.

Will checking my rate affect my credit score?

No, checking your rate results in a soft credit inquiry, which won't impact your credit score. Only when you accept a loan offer will we perform a hard credit inquiry.

Are there any fees?

We don't charge origination fees, application fees, or prepayment penalties. The only potential fee is a late payment fee if your payment is more than 15 days overdue.